{"id":173,"date":"2024-04-30T20:22:34","date_gmt":"2024-04-30T20:22:34","guid":{"rendered":"https:\/\/www.compratusegurodevida.com\/?page_id=173"},"modified":"2025-09-20T14:33:49","modified_gmt":"2025-09-20T14:33:49","slug":"que-ofrecemos","status":"publish","type":"page","link":"https:\/\/www.compratusegurodevida.com\/en\/que-ofrecemos\/","title":{"rendered":"What we offer"},"content":{"rendered":"<section class=\"l-section wpb_row us_custom_916d5e53 height_medium\"><div class=\"l-section-h i-cf\"><div class=\"g-cols vc_row via_grid cols_1 laptops-cols_inherit tablets-cols_inherit mobiles-cols_1 valign_top type_default stacking_default\"><div class=\"wpb_column vc_column_container\"><div class=\"vc_column-inner\"><div class=\"w-separator size_custom\" style=\"height:3rem\"><\/div><div class=\"g-cols wpb_row via_grid cols_2 laptops-cols_inherit tablets-cols_inherit mobiles-cols_1 valign_top type_default stacking_default\" style=\"--columns-gap:20px;\"><div class=\"wpb_column vc_column_container\"><div class=\"vc_column-inner\"><h3 style=\"text-align: left\" class=\"vc_custom_heading\" >SBM Solutions:<br \/>\nSolutions for Your Life<\/h3><\/div><\/div><div class=\"wpb_column vc_column_container\"><div class=\"vc_column-inner\"><div class=\"wpb_text_column\"><div class=\"wpb_wrapper\"><p>Secure everything that's important in your life with our life insurance policy designed to provide comprehensive coverage. Whether you need to ensure your family's financial well-being, protect their future goals, or simply guarantee long-term peace of mind, our life insurance adapts to meet your most critical and personal needs.<\/p>\n<\/div><\/div><\/div><\/div><\/div><form class=\"w-filter for_grid state_desktop us-field-style_1 hide_on_default hide_on_laptops hide_on_tablets hide_on_mobiles layout_hor items_1 mod_side style_switch_default align_none drop_on_hover hide_item_title\" action =\"http:\/\/1\" onsubmit=\"return false;\" onclick='return {&quot;filterPrefix&quot;:&quot;filter&quot;,&quot;hideDisabledValues&quot;:false,&quot;layout&quot;:&quot;hor&quot;,&quot;mobileWidth&quot;:600,&quot;use_grid&quot;:&quot;first&quot;,&quot;gridNotFoundMessage&quot;:&quot;Nothing to filter. Add a suitable Grid to this page.&quot;}' data-trp-original-action><div class=\"w-filter-list\"><div class=\"w-filter-list-title\">Filters<\/div><button class=\"w-filter-list-closer\" title=\"Close\" aria-label=\"Close\"><\/button><\/div><input type=\"hidden\" name=\"trp-form-language\" value=\"en\"\/><\/form><div class=\"w-separator size_custom\" style=\"height:5rem\"><\/div><div class=\"w-grid type_grid layout_123 cols_2\" id=\"us_grid_1\" style=\"--columns:2;--gap:15px;\" data-filterable=\"true\"><style>@media (max-width:768px){#us_grid_1{--columns:1!important}}.layout_123 .w-grid-item-h{}.layout_123 .usg_vwrapper_1{border-radius:20px!important;padding:50px!important;background:var(--color-content-bg-alt)!important}.layout_123 .usg_post_title_1{font-size:1.8rem!important}.layout_123 .usg_btn_1{margin-top:2rem!important}.layout_123 .usg_post_content_1{margin-bottom:30px!important}@media (min-width:1025px) and (max-width:1440px){.layout_123 .usg_vwrapper_1{padding:40px!important}.layout_123 .usg_post_content_1{margin-bottom:30px!important}}@media (min-width:769px) and (max-width:1024px){.layout_123 .usg_vwrapper_1{padding:30px!important}.layout_123 .usg_post_content_1{margin-bottom:20px!important}}@media (max-width:768px){.layout_123 .usg_vwrapper_1{padding:20px!important}.layout_123 .usg_post_content_1{margin-bottom:20px!important}}<\/style><div class=\"w-grid-list\">\t<article class=\"w-grid-item size_1x1 post-132 services type-services status-publish hentry\" data-id=\"132\">\r\n\t\t<div class=\"w-grid-item-h\">\r\n\t\t\t\t\t\t<div class=\"w-vwrapper usg_vwrapper_1 align_none valign_top\" style=\"--vwrapper-gap:1rem\"><h2 class=\"w-post-elm post_title usg_post_title_1 entry-title color_link_inherit\">Whole Life Insurance<\/h2><div class=\"w-post-elm post_content usg_post_content_1\"><p>This permanent life insurance policy provides ongoing protection for your family's future and accumulates cash value that grows tax-deferred, providing an additional financial advantage. The premiums for this policy are fixed, ensuring they will not increase throughout the insurance term, making long-term financial planning easier without surprises.<\/p>\n<\/div><a class=\"w-btn us-btn-style_2 usg_btn_1\" href=\"#\"><span class=\"w-btn-label\">Talk to us<\/span><\/a><\/div>\t\t<\/div>\r\n\t\t\t<\/article>\r\n\t<article class=\"w-grid-item size_1x1 post-131 services type-services status-publish hentry\" data-id=\"131\">\r\n\t\t<div class=\"w-grid-item-h\">\r\n\t\t\t\t\t\t<div class=\"w-vwrapper usg_vwrapper_1 align_none valign_top\" style=\"--vwrapper-gap:1rem\"><h2 class=\"w-post-elm post_title usg_post_title_1 entry-title color_link_inherit\">Indexed Universal Life Insurance Policy<\/h2><div class=\"w-post-elm post_content usg_post_content_1\"><p>The Indexed Universal Life (IUL) insurance policy from National Life Group offers lasting protection with the added benefit of cash value accumulation based on market indexes. This flexible option allows you to adjust premiums according to your needs and access the accumulated value for future needs. With a tax-exempt death benefit, it provides effective and reliable financial security to your beneficiaries.<\/p>\n<\/div><a class=\"w-btn us-btn-style_2 usg_btn_1\" href=\"#\"><span class=\"w-btn-label\">Talk to us<\/span><\/a><\/div>\t\t<\/div>\r\n\t\t\t<\/article>\r\n\t<article class=\"w-grid-item size_1x1 post-130 services type-services status-publish hentry\" data-id=\"130\">\r\n\t\t<div class=\"w-grid-item-h\">\r\n\t\t\t\t\t\t<div class=\"w-vwrapper usg_vwrapper_1 align_none valign_top\" style=\"--vwrapper-gap:1rem\"><h2 class=\"w-post-elm post_title usg_post_title_1 entry-title color_link_inherit\">Universal Life Insurance<\/h2><div class=\"w-post-elm post_content usg_post_content_1\"><p>This permanent life insurance policy not only provides security for your loved ones through death benefits but also allows flexibility in premium payments. Additionally, it generates cash value that grows with tax-deferred advantages, supporting your long-term financial planning.<\/p>\n<\/div><a class=\"w-btn us-btn-style_2 usg_btn_1\" href=\"#\"><span class=\"w-btn-label\">Talk to us<\/span><\/a><\/div>\t\t<\/div>\r\n\t\t\t<\/article>\r\n\t<article class=\"w-grid-item size_1x1 post-129 services type-services status-publish hentry\" data-id=\"129\">\r\n\t\t<div class=\"w-grid-item-h\">\r\n\t\t\t\t\t\t<div class=\"w-vwrapper usg_vwrapper_1 align_none valign_top\" style=\"--vwrapper-gap:1rem\"><h2 class=\"w-post-elm post_title usg_post_title_1 entry-title color_link_inherit\">Term Life Insurance<\/h2><div class=\"w-post-elm post_content usg_post_content_1\"><p>Do you need protection for a specific period? Our term life insurance is designed to provide coverage when you need it most. Ideal for managing short-term debts or providing additional financial security during the crucial years of raising your children, this insurance ensures peace of mind without compromising your budget.<\/p>\n<\/div><a class=\"w-btn us-btn-style_2 usg_btn_1\" href=\"#\"><span class=\"w-btn-label\">Talk to us<\/span><\/a><\/div>\t\t<\/div>\r\n\t\t\t<\/article>\r\n<\/div><div class=\"w-grid-preloader\">\t<div class=\"g-preloader type_1\">\r\n\t\t<div><\/div>\r\n\t<\/div>\r\n\t<\/div>\t<div class=\"w-grid-json hidden\" onclick='return {&quot;action&quot;:&quot;us_ajax_grid&quot;,&quot;infinite_scroll&quot;:0,&quot;max_num_pages&quot;:1,&quot;pagination&quot;:&quot;none&quot;,&quot;template_vars&quot;:{&quot;columns&quot;:&quot;2&quot;,&quot;exclude_items&quot;:&quot;none&quot;,&quot;img_size&quot;:&quot;default&quot;,&quot;ignore_items_size&quot;:0,&quot;items_layout&quot;:&quot;123&quot;,&quot;items_offset&quot;:&quot;1&quot;,&quot;load_animation&quot;:&quot;none&quot;,&quot;overriding_link&quot;:&quot;%7B%22url%22%3A%22%22%7D&quot;,&quot;post_id&quot;:0,&quot;query_args&quot;:{&quot;post_type&quot;:[&quot;services&quot;],&quot;post_status&quot;:[&quot;publish&quot;],&quot;posts_per_page&quot;:&quot;40&quot;},&quot;orderby_query_args&quot;:{&quot;orderby&quot;:{&quot;date&quot;:&quot;DESC&quot;}},&quot;type&quot;:&quot;grid&quot;,&quot;us_grid_post_type&quot;:&quot;services&quot;,&quot;us_grid_ajax_index&quot;:1,&quot;us_grid_filter_query_string&quot;:null,&quot;us_grid_index&quot;:1,&quot;page_args&quot;:[]}}'><\/div>\r\n\t<\/div><\/div><\/div><\/div><\/div><\/section><section class=\"l-section wpb_row height_medium\"><div class=\"l-section-h i-cf\"><div class=\"g-cols vc_row via_grid cols_1 laptops-cols_inherit tablets-cols_inherit mobiles-cols_1 valign_top type_default stacking_default\"><div class=\"wpb_column vc_column_container\"><div class=\"vc_column-inner\"><div class=\"g-cols wpb_row via_grid cols_2 laptops-cols_inherit tablets-cols_inherit mobiles-cols_1 valign_top type_default stacking_default\" style=\"--columns-gap:20px;\"><div class=\"wpb_column vc_column_container\"><div class=\"vc_column-inner\"><h3 style=\"text-align: left\" class=\"vc_custom_heading\" >Why Choose Us?<\/h3><\/div><\/div><div class=\"wpb_column vc_column_container\"><div class=\"vc_column-inner\"><div class=\"wpb_text_column\"><div class=\"wpb_wrapper\"><p>Our life insurance policy not only offers the peace of mind of financial protection for your family, who can continue covering essential expenses such as mortgages, debts, and your children's education when you are not there; it also allows you to enjoy the early benefits of the policy with additional clauses that may grant you access to the entirety or a portion of the death benefits if you suffer from a terminal, chronic, or critical illness, or a qualifying critical injury.<\/p>\n<\/div><\/div><\/div><\/div><\/div><div class=\"w-separator size_medium\"><\/div><div class=\"g-cols wpb_row via_grid cols_4 laptops-cols_inherit tablets-cols_1 mobiles-cols_1 valign_top type_default stacking_default\" style=\"--columns-gap:20px;\"><div class=\"wpb_column vc_column_container us_custom_0ab2621b has_bg_color\"><div class=\"vc_column-inner\"><div class=\"w-iconbox iconpos_top style_circle color_primary align_left no_text icontype_img\"><div class=\"w-iconbox-icon\" style=\"font-size:1.5rem;\"><?xml version=\"1.0\" encoding=\"UTF-8\"?> <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"43\" height=\"44\" viewbox=\"0 0 43 44\" fill=\"none\"><path d=\"M1.54601 13.2838L3.52536 14.2116C3.0482 16.0673 2.94216 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19.3809C31.4131 18.0997 31.3866 16.7919 31.1745 15.4841L33.3129 14.7065C34.0817 14.4237 34.4793 13.5754 34.2054 12.7978L33.419 10.6417C33.1362 9.87296 32.2879 9.47532 31.5103 9.74925L29.3719 10.5269C28.3734 8.8391 27.0479 7.4076 25.5104 6.30304L26.4735 4.25299C26.8182 3.51074 26.5001 2.62709 25.7578 2.27364L23.6724 1.30163C22.9301 0.957009 22.0465 1.27512 21.693 2.01738L20.7387 4.05859C18.9007 3.58143 16.9479 3.47539 15.0039 3.78466L14.2439 1.6816C13.9612 0.912827 13.1129 0.515188 12.3353 0.789117L10.1792 1.57556C9.41042 1.85832 9.01278 2.70662 9.28671 3.48423L10.0466 5.56962C8.34121 6.57697 6.89204 7.90244 5.77865 9.44881L3.79046 8.52099C3.0482 8.17637 2.16455 8.49448 1.8111 9.23674L0.839092 11.3221C0.476798 12.0467 0.794909 12.9304 1.54601 13.2838Z\" fill=\"white\"><\/path><path d=\"M33.2864 22.509C33.2864 22.4913 33.2864 22.4825 33.2864 22.4648C33.2864 21.97 32.8976 21.5547 32.3939 21.5282L30.9448 21.4663C30.4234 21.4398 29.9904 21.8463 29.9639 22.3588L29.9021 23.7373C28.7092 23.9052 27.5339 24.3205 26.4735 24.9744L25.5457 23.9582C25.1923 23.5782 24.6002 23.5517 24.2203 23.8963L23.151 24.8772C22.9478 25.0627 22.8506 25.319 22.8506 25.5664C22.8506 25.7962 22.9301 26.0171 23.098 26.2026L24.0259 27.2188C23.2748 28.2173 22.7622 29.3484 22.4883 30.5236L21.1098 30.4618C20.5885 30.4353 20.1555 30.8418 20.129 31.3543L20.0671 32.8034C20.0671 32.8211 20.0671 32.83 20.0671 32.8476C20.0671 33.3425 20.4559 33.7578 20.9596 33.7843L22.3469 33.8461C22.5237 35.0391 22.939 36.2055 23.6017 37.257L22.5678 38.2025C22.3646 38.3881 22.2674 38.6443 22.2674 38.8917C22.2674 39.1215 22.3469 39.3424 22.5148 39.528L23.4957 40.5972C23.8491 40.9771 24.4412 41.0036 24.8211 40.659L25.8638 39.7047C26.8623 40.4469 27.9846 40.9506 29.151 41.2246L29.0891 42.6472C29.0891 42.6649 29.0891 42.6737 29.0891 42.6914C29.0891 43.1862 29.4779 43.6015 29.9816 43.6281L31.4308 43.6899C31.9521 43.7164 32.3851 43.3099 32.4116 42.7974L32.4735 41.3748C33.6576 41.2069 34.8063 40.7916 35.8578 40.1377L36.821 41.198C37.1745 41.578 37.7665 41.6045 38.1465 41.2599L39.2157 40.2791C39.4189 40.0935 39.5161 39.8372 39.5161 39.5898C39.5161 39.3601 39.4366 39.1392 39.2687 38.9536L38.3055 37.8932C39.0478 36.9035 39.5603 35.7902 39.8342 34.6237L41.2569 34.6856C41.7782 34.7121 42.2112 34.3056 42.2377 33.7931L42.2996 32.344C42.2996 32.3263 42.2996 32.3174 42.2996 32.2998C42.2996 31.8049 41.9108 31.3896 41.4071 31.3631L39.9844 31.3013C39.8165 30.1172 39.4101 28.9508 38.7562 27.8992L39.7989 26.9449C40.0021 26.7593 40.0993 26.5031 40.0993 26.2557C40.0993 26.0259 40.0198 25.805 39.8519 25.6194L38.871 24.5502C38.5176 24.1703 37.9255 24.1437 37.5456 24.4884L36.5117 25.4339C35.5132 24.6828 34.391 24.1614 33.2246 23.8875L33.2864 22.509ZM34.7444 29.3219C35.5927 30.2497 36.008 31.4161 36.008 32.5825C36.008 33.8903 35.4779 35.1981 34.4352 36.1436C32.4646 37.9462 29.4161 37.8049 27.6134 35.8432C26.7651 34.9153 26.3498 33.7489 26.3498 32.5825C26.3498 31.2747 26.88 29.967 27.9227 29.0215C29.8844 27.2188 32.9418 27.3514 34.7444 29.3219Z\" fill=\"white\"><\/path><path d=\"M17.2571 10.571C13.3072 10.571 10.0996 13.7787 10.0996 17.7285C10.0996 21.6784 13.3072 24.886 17.2571 24.886C21.207 24.886 24.4146 21.6784 24.4146 17.7285C24.4146 13.7787 21.207 10.571 17.2571 10.571ZM17.2571 15.3957C15.967 15.3957 14.9243 16.4384 14.9243 17.7285C14.9243 18.3206 14.4471 18.7978 13.8551 18.7978C13.263 18.7978 12.7859 18.3206 12.7859 17.7285C12.7859 15.2632 14.7917 13.2573 17.2571 13.2573C17.8492 13.2573 18.3263 13.7345 18.3263 14.3265C18.3263 14.9186 17.8403 15.3957 17.2571 15.3957Z\" fill=\"white\"><\/path><\/svg> <\/div><div class=\"w-iconbox-meta\"><h3 class=\"w-iconbox-title\" style=\"font-size:22px;\">GarantizaSu Futuro<\/h3><\/div><\/div><\/div><\/div><div class=\"wpb_column vc_column_container us_custom_0ab2621b has_bg_color\"><div class=\"vc_column-inner\"><div class=\"w-iconbox iconpos_top style_circle color_primary align_left no_text icontype_img\"><div class=\"w-iconbox-icon\" style=\"font-size:1.5rem;\"><?xml version=\"1.0\" encoding=\"UTF-8\"?> <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"46\" height=\"33\" viewbox=\"0 0 46 33\" fill=\"none\"><path d=\"M36.8518 24.5161C39.1591 25.7861 40.4771 28.0487 40.3119 30.3114C40.2012 31.6909 40.1467 31.7474 38.3894 31.9682C37.2911 32.1343 30.371 32.189 23.2329 32.189C15.1599 32.189 6.70386 32.023 6.09935 31.857C3.68309 31.2493 5.00105 26.8335 8.187 24.7369C10.6577 23.1366 15.7099 20.7079 17.0841 20.4305C18.9521 20.0437 19.1718 18.885 17.0841 15.1315C16.5903 14.3031 16.0403 11.7649 15.9858 9.1154C15.9314 4.80907 16.7555 1.88402 20.4897 0.449754C21.2594 0.174206 22.0274 0.0629272 22.7408 0.0629272C25.2116 0.0629272 27.5189 1.44243 28.452 3.48608C29.8244 6.19034 29.2762 13.4217 27.8475 16.0165C26.1992 18.9415 26.3643 19.8812 28.1779 20.3776C29.3869 20.7096 33.1211 22.476 36.8553 24.5178L36.8518 24.5161ZM6.97799 22.861C6.09935 23.4686 5.27518 24.2405 4.6162 25.0142C2.52855 25.0142 0.936451 24.9594 0.771267 24.9029C-0.601172 24.5708 0.166761 22.0326 1.98028 20.9286C3.35272 20.0455 6.15383 18.666 6.92352 18.4999C7.91287 18.2791 8.13253 17.6715 6.92352 15.5749C6.64938 15.1333 6.31901 13.6973 6.31901 12.2082C6.26453 9.77954 6.75833 8.12271 8.84598 7.40558C10.6033 6.74321 12.5802 7.57162 13.2937 9.06241C14.0071 10.608 13.624 14.5822 12.8543 16.0182C11.9757 17.7298 12.1409 18.1714 13.1285 18.4469C13.3481 18.5017 13.7875 18.7225 14.392 18.9998C11.9757 19.9943 8.6808 21.8153 6.97799 22.8646V22.861ZM43.113 20.7626C44.431 21.4797 45.1444 22.695 45.0355 23.965C44.981 24.7386 44.981 24.7934 43.9917 24.9029C43.7175 24.9577 42.454 25.0142 40.8057 25.0142C40.0922 24.0763 39.1029 23.1931 37.8956 22.5855C35.6446 21.2607 32.8979 19.8247 30.8665 18.9415C31.4165 18.7207 31.9103 18.5547 32.13 18.4999C33.1738 18.2791 33.339 17.6715 32.13 15.5749C31.9103 15.1333 31.5255 13.6973 31.5255 12.2082C31.471 9.77954 31.9103 8.12271 33.9962 7.40558C35.808 6.74321 37.7849 7.57162 38.4439 9.06241C39.1574 10.608 38.8832 14.5822 38.1135 16.0182C37.2349 17.7298 37.3439 18.1714 38.2787 18.4469C38.9377 18.6677 41.0254 19.6622 43.1113 20.7661L43.113 20.7626Z\" fill=\"white\"><\/path><\/svg> <\/div><div class=\"w-iconbox-meta\"><h3 class=\"w-iconbox-title\" style=\"font-size:22px;\">Hecho aTu Medida<\/h3><\/div><\/div><\/div><\/div><div class=\"wpb_column vc_column_container us_custom_0ab2621b has_bg_color\"><div class=\"vc_column-inner\"><div class=\"w-iconbox iconpos_top style_circle color_primary align_left no_text icontype_img\"><div class=\"w-iconbox-icon\" style=\"font-size:1.5rem;\"><?xml version=\"1.0\" encoding=\"UTF-8\"?> <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"44\" height=\"36\" viewbox=\"0 0 44 36\" fill=\"none\"><path d=\"M34.7918 21.2207V3.64211C34.7918 1.90495 33.3641 0.494386 31.5994 0.494386H3.65725C1.894 0.492978 0.464844 1.90354 0.464844 3.64211V21.2207C0.464844 22.9592 1.894 24.3684 3.65725 24.3684H8.98126V31.6L17.125 24.3684H31.598C33.3641 24.3684 34.7918 22.9592 34.7918 21.2207ZM40.1072 7.40502H36.1124C36.1124 7.40502 36.1124 21.4431 36.1124 22.7622C36.1124 24.0812 34.3763 25.7775 33.0385 25.7775C31.7008 25.7775 17.412 25.855 17.412 25.855C17.412 27.5935 18.8412 28.6508 20.6044 28.6508H26.7565L34.7832 35.8331L34.7732 28.6508H40.1072C41.8719 28.6508 43.2996 27.5935 43.2996 25.855V10.4655C43.2996 8.72831 41.8719 7.40502 40.1072 7.40502Z\" fill=\"white\"><\/path><\/svg> <\/div><div class=\"w-iconbox-meta\"><h3 class=\"w-iconbox-title\" style=\"font-size:22px;\">Unidos porNuestra Gente<\/h3><\/div><\/div><\/div><\/div><div class=\"wpb_column vc_column_container us_custom_0ab2621b has_bg_color\"><div class=\"vc_column-inner\"><div class=\"w-iconbox iconpos_top style_circle color_primary align_left no_text icontype_img\"><div class=\"w-iconbox-icon\" style=\"font-size:1.5rem;\"><?xml version=\"1.0\" encoding=\"UTF-8\"?> <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"35\" height=\"39\" viewbox=\"0 0 35 39\" fill=\"none\"><path d=\"M30.6763 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